TRANSPARENT
STREAMLINED
EFFECTIVE

Commercial Financing Optimized
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Reimagining the Financing ProceSs

TrueRate is a marketplace that connects commercial real estate Owners with leading capital sources. Built by very active borrowers for borrowers, TrueRate leverages strong financing relationships and user-friendly technology to facilitate a more efficient, transparent and competitive bidding process that results in optimal financing terms.

As seen in

HOW IT WORKS
CRE Financing in 3 simple steps

STEP 1 —
STREAMLINE
THE BORROWER'S
EXPERIENCE
Once onboarded, the asset Owner provides standardized deal information and due diligence through the user-friendly portal.
This prompts an automated sizing with current terms to send back to the Owner.
Simultaneously, TrueRate sends the requested deal form and due diligence to a targeted group of lenders.
STEP 2 —
TRANSPARENT
MARKETPLACE
Lenders review deal information and due diligence to begin their internal sizing.
Once sized, the lender uploads their soft quote options through the Quote Sheet submission, to be reviewed by TrueRate.
The Owner will be prompted to review several soft quotes with all key terms as they are received in one interface, streamlining the decision-making process.
STEP 3 —
TECH EFFECTIVE,
HUMAN AT HEART
After review, the Owner accepts one soft quote.
Acceptance of the soft quote will grant exclusivity to the lender selected to obtain a formal quote.
TrueRate advisors connect Owner with the accepted lender and guides the parties to close.
SIGN UP - CHECK OUT
OUR TRUERATE PORTAL.
Click on the button below to register on the TrueRatePortal and apply for a financing.
SIGN UP

WHAT WE STAND FOR

TRANSPARENT
Transparency at TrueRate starts from the inception of your deal. Real time feedback, including an automated sizer gives the asset Owner a true sense of the market. Additionally, Owners have the opportunity to review soft quotes from all lenders who chose to the quote their deal eliminating preferential bias caused by broker/lender relationships. Competition creates better pricing.
STREAMLINED
TrueRate’s standardized approach to collecting deal information and due diligence takes an antiquated process and brings it to the 21st century through user-friendly technology. Key deal information is uniform and pre-packaged from the sponsor’s deal form facilitating a seamless quoting process for every financing solution, redefining optimal outcomes.
EFFECTIVE
TrueRate aims to optimize the commercial financing process by equipping both borrowers and lenders with the tools needed for an efficient and effective bidding process. The platform minimizes feedback loops and side conversations that delay decision making. Get more opportunity with less hassle.

Transaction Types

TrueRate represents a large database of active owners, operators, investors, and developers arranging financing for a variety of property acquisitions across different asset classes. Our clients rely on our certainty of execution and our ability to obtain the most optimal loan terms from our lending partners for acquisition financing.

TrueRate works with long-term owners and operators to identify the most optimal time to refinance. TrueRate maximizes cash-out proceeds through rigorous underwriting analysis and strong relationships with top lenders.

TrueRate has arranged construction financing for a broad array of property types across the United States. Our experts analyze the project’s stage of development, expected construction period, assumptions and projections to tailor financing to meet each developer’s specific needs, time frame, and business plan.

Asset Types

Multifamily loans constitute a substantial component of our business. TrueRate has arranged financing for multifamily properties nationwide, ranging from individual properties to multi-building complexes and multi-state portfolios consisting of thousands of units with multiple loan types.

TrueRate arranges financing for the full array of hospitality service levels and has negotiated financing for the development of new hotels, repositioning and re-flagging of older hotels, as well as acquiring and refinancing existing hotels. Our experience underwriting these operationally intensive properties, with our deep understanding of major hotel flags, allows us to bring transactions to market efficiently and effectively.

TrueRate has arranged financing for mixed-use properties and advises many of the most prominent owners of these dynamic properties. Our urban and in-fill market expertise allows us to provide clients with optimal financing solutions for properties whose income stream is derived from a variety of uses.

TrueRate has financed office properties across the country and our deep understanding of the operation and economics of office properties allow us to diligently analyze and structure financing solutions for even the most complex assets, including leaseholds and full repositioning plans.

TrueRate has arranged financing for a broad array of retail properties nationally, including storefront, urban and suburban shopping centers, regional malls, and new innovative and experiential concepts. Our deep understanding of retail property economics allows us to advise the most sophisticated clients on the most efficient terms available based on each property’s characteristics and capital requirements.

TrueRate’s experienced industrial property specialists have arranged financing for a broad array of industrial, flex, and logistics properties throughout the United States. Our market and operational knowledge of industrial properties allows us to negotiate financing for the development of new facilities as well as the acquisition, refinancing and repositioning of existing ones.

TrueRate’s substantial expertise in the complex world of development spans numerous market cycles, property types and geographies. By constantly monitoring real estate capital markets and truly understanding the risk-adjusted returns of each deal, TrueRate has helped developers bring numerous landmark buildings to fruition.

Our seasoned experts have the acumen to analyze the administrative complexities of this property type and offers the most effective financing strategies available through their strong network of specialized lenders.

Our seasoned experts have the acumen to analyze the administrative complexities of this property type and offers the most effective financing strategies available through their strong network of specialized lenders.

Our seasoned experts have the acumen to analyze the administrative complexities of this property type and offers the most effective financing strategies available through their strong network of specialized lenders.

Loan Types

TrueRate has an extensive network of top Fannie Mae lenders who engage in a competitive bidding process for optimal permanent financing. The TrueRate team has a broad experience underwriting and closing Fannie Mae acquisitions, refinances, and specialty executions in markets across the country.

TrueRate facilitates efficient closings of permanent loan executions through our vast network of Freddie Mac and Small Balance Lenders. Our team understands the nuances of Freddie Mac’s unique underwriting requirements for permanent and specialty financing such as the Freddie Value-Add execution, a highly competitive product for value-add sponsors.

TrueRate’s founding team members have closed over $5 billion in HUD acquisitions, refinances, and new construction loans. This experience has afforded us intimate knowledge of the HUD requirements and processes needed to closed such complex executions. Additionally, we have partnered with the top producing HUD team in the nation to ensure certainty of execution.

TrueRate advisors appreciate that real estate opportunities often require bridge financing to facilitate a quick closing or to capitalize on a short-term market fluctuation. We access interim financing solutions in accordance with a client’s business plan and stay closely engaged until the permanent financing stage.

How it works —
Multifamily Lending in 3 simple steps.

Step 1 —

Streamline the Borrower's Experience

  • Once onboarded, Borrowers provide standardized deal information and due diligence through the user-friendly portal.
  • This prompts an automated sizing with current pricing to send back to the Borrower.
  • Simultaneously, TrueRate sends the requested deal form and due diligence to a select group of lenders.

If we’ve reached out to you — we think you’re ready.

Step 2 —

Transparent Marketplace

  • Lenders review deal information and due diligence to begin their internal sizing.
  • Once sized, the Lender uploads their soft quote options through the Quote Sheet submission, to be reviewed by TrueRate.
  • Borrower will be prompted to review several soft quotes in one interface, streamlining the decision-making process.

Step 3 —

Tech Effective, Human at Heart

  • After review, the Borrower accepts one soft quote.
  • Acceptance of the soft quote will grant exclusivity to the lender selected to obtain a formal quote.
  • TrueRate advisors connects borrower with the accepted lender and guides the parties to close.

Sign up — check out our TrueRate Portal.

Click on the button below to register on the TrueRate Portal and apply for a loan in 4 easy steps

Sign Up
what we stand for

Transparent

Transparency at TrueRate starts from the inception of your deal. Our automated sizer displays pricing in real time to give Borrowers a true sense of the market. Additionally, Borrowers have the opportunity to review soft quotes from all lenders who chose to the quote their deal eliminating preferential bias caused by broker/lender relationships. Competition creates better pricing.

What we stand for

Streamlined

TrueRate’s standardized approach to collecting deal information and due diligence takes an antiquated process and brings it to the 21st  century through user-friendly technology. Key deal information is uniform and pre-packaged from the borrower’s deal form facilitating a seamless quoting process for every lender. Redefining optimal outcomes.

what we stand for

Effective

TrueRate aims at optimizing the commercial mortgage lending process by  equipping both borrowers and lenders with the tools needed for an  efficient and effective bidding process. The platform minimizes feedback loops and side conversations that delay decision making and closing timelines. Get more opportunity with less hassle.

Get in Touch

With a combined 55+ years of experience, the founding team for TrueRate is the intersection of market expertise, technology innovation, and hands on experience throughout the full commercial financing business. This team came together due to the lack of organizational empathy in the financing business. Guided by the core values of TrueRate: Transparent, Streamlined, Effective, this team hopes to go beyond 'customer-centric', to help reimagine the commercial financing process as enjoyable and a pleasure to re-engage. Get in Touch with us to learn more.

DAN GORCZYCKI

Managing Director

O: 914 359 4231

M: 516 816 5200

dan.gorczycki@truerateservices.com‍

COOPER RAMSEY

Vice President - Strategy & Production

O: : 914 359 6345

M: 317 627 3829

cooper.ramsey@truerateservices.com‍

PETER STOBIERSKI

Production Associate - Debt Capital Markets

O: 914 353 6914

M:  413 325 6340

peter.stobierski@truerateservices.com‍

TED SLEVIN

Director of Legal Affairs

O: 914 775 8699

M: 201 638 5424

ted.slevin@truerateservices.com‍

AMAURY PRIETO

Senior Tech Lead

John Alexis Munera

Senior Back-end Developer

Johan Villamil

Senior Front-end Developer

Daniel Acevedo Parra

Senior UI/UX Designer

join us

We’re always looking for passionate people who are excited to be a part of our mission.

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